Avetisyan, Tigran. “Audit As a Necessary Factor of Managing Banking Risks and Improving Creditworthiness of SMEs in RA”. Bulletin of Yerevan University G: Economics 5, no. 2 (143) (August 29, 2014): 64–75. Accessed November 21, 2024. https://pub.ysu.am/index.php/bulletin-ysu-economics/article/view/vol_5_no_2_2014_pp064-075.